Mortgage Loans. Many mainstream mortgages have actually either fixed or interest that is adjustable.

Mortgage Loans. Many mainstream mortgages have actually either fixed or interest that is adjustable.

Get yourself started your perfect today.

Many mainstream mortgages have actually either fixed or adjustable interest levels. Typical interest that is fixed loans have a phrase of 15 or three decades. A loan that is shorter-term leads to a lower life expectancy rate of interest.

  • 97% Funding
  • Fixed or rate that is adjustable
  • HARP loans available
  • Second Home, non-owner investment that is occupied funding available

Better Qualification & Minimal Rates With National Backed Protection.

  • 3.5% Deposit
  • Minimal minimum credit score requirement
  • Fixed or adjustable price
  • Lower re re payment
  • Restricted closing expenses
  • No prepayment penalty
  • Streamlined documents on refinances

No money down USDA rural development loans that will help you.

  • No advance payment needed
  • Shutting costs re re payment will come from any source
  • Simple certification
  • Not restricted to homebuyers that are first-time
  • Reduced funding that is upfront, along side a low month-to-month USDA charge

Return home to protection whenever you obtain a loan with Homestar.

  • Open to veterans, reservists, active responsibility workers, and surviving partners of veterans, predicated on army entitlement
  • No deposit needed
  • Reduced rates of interest
  • 30 and 15 year fixed loans
  • No mortgage insurance premium that is monthly
  • Restricted closing expenses
  • No prepayment penalty

Other Loans We Provide


A jumbo loan permits for home loan amounts over the optimum conforming loan limitations. This enables when it comes to ease of one loan for the loan amount that is entire. Jumbo loans are around for main residences, 2nd or getaway houses, and investment properties.

  • Loan amounts as much as $5 million
  • Fixed and adjustable price loans
  • Designed for solitary family members houses, townhouses, and condos
  • Main second/vacation and residence domiciles


Variety of loan enabling one to transform a number of the equity in your house into money even though you retain ownership. No payment is necessary unless or through to the debtor not any longer occupies the residence, sells the home, or does not meet with the obligations for the home loan.

  • Should be 62 or older and occupy the true house as his or her main residence
  • No work limitations
  • Residence guidance needed

*These materials aren’t from HUD or FHA and are not authorized by HUD or even a federal government agency.

Allows borrowers to buy or refinance a property while making restricted upgrades/repairs into the home all under one solitary loan.

  • FHA qualified home
  • Funds for improvement contained in loan
  • Owner Occupied only
  • FHA advance payment of 3.5%
  • $100.00 down HUD Repo’s meet the criteria



About Us

Contact Us

  • Mobile: 770-503-0380
  • Toll Complimentary: 855-983-0138
  • Fax: 770-287-7634
  • Forward a contact

Homestar Financial Corporation, NMLS #70864. Corporate Office: 332 Washington St. NW Gainesville, GA 30501. Contact Number: (770) 503-0380. Homestar holds the lender that is following: Georgia Residential Mortgage Licensee #17368, Alabama #21105, Arkansas #107432, Colorado, Florida #MLD275, Illinois Residential Mortgage Licensee #MB. 6761093, Indiana #27974, Iowa #2014-0138, Kansas Licensed Mortgage Company #MC. 0025237, Kentucky #MC322388, certified by the Mississippi Department of Banking and customer Finance #70864, Missouri #18-2206, Nebraska, North Carolina L-143335, RM-161, North Dakota #MB102740, New Mexico #70864, Oklahoma #MLO10489, sc MLS-70864, Southern Dakota #ML. 05084, Tennessee #109109 and Washington #CL-70864. Homestar Financial Corporation is certified being a Nationally Approved USDA lender for the Rural developing solitary Family Housing Guaranteed home loan program, a HUD Correspondent Mortgagee #1897400009, and VA # 64103600000. These materials are not from HUD or FHA and are not approved by HUD or a national government agency. Not absolutely all items and choices are obtainable in all states. Terms are susceptible to alter without warning. Illinois Commissioner’s Office: James R. Thompson Center Mortgage that is IDFPR-Residential Banking W. Randolph, 9th Floor Chicago, Illinois 60601 Tel: (844)-768-1713